Privacy Policy

Effective Date: 9/12/2025

Hi Finance (“we,” “our,” “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use the Hi Finance iOS application (“the App”).

1. Information We Collect

When you use the App, we may collect:

  • Personal Information: Name, email, phone number, school, and other details you provide during signup or account creation.

  • Financial Information: Details related to student aid applications, grants, or funding programs, which you choose to share with us.

  • Usage Data: App interactions, device type, operating system, crash logs, and analytics data.

  • Optional Data: If you connect bank accounts, student accounts, or upload documents, we may process that information solely for the purpose of helping you find funding opportunities.

2. How We Use Your Information

We use collected information to:

  • Provide core app functionality, including grant and funding matching.

  • Improve the App experience through analytics and troubleshooting.

  • Communicate with you about your account, services, or updates.

  • Comply with legal and regulatory requirements.

We do not sell your personal information to third parties.

3. Sharing of Information

We may share your information only in the following cases:

  • With service providers who help operate the App (e.g., hosting, analytics, secure storage).

  • With your consent, when you choose to share information with universities, financial institutions, or funding bodies.

  • For legal compliance, when required by law, regulation, or legal process.

4. Data Storage and Security

  • Data is stored securely using industry-standard encryption.

  • Access is restricted to authorized personnel only.

  • We take reasonable steps to protect your information, but no system is 100% secure.

5. Your Rights

Depending on your jurisdiction (e.g., Canada, U.S., EU), you may have the right to:

  • Access, update, or delete your personal information.

  • Withdraw consent to certain data processing.

  • Request a copy of your data in a portable format.

To exercise these rights, contact us at [Insert Contact Email].

6. Children’s Privacy

The App is not intended for children under 13. We do not knowingly collect information from children.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted in the App and on our website, with the “Effective Date” updated accordingly.

8. Contact Us

If you have questions about this Privacy Policy or our practices, contact us: info@hifinance.ca